Workers' Compensation Help and FAQs

What is Workers' Compensation?

Workers' Compensation is a state-mandated, employer-paid benefit for employees with work-related injuries and illnesses. It is is provided without regard to who is at fault.

Who is covered by Workers' Compensation?

San José State University employees, including faculty, student assistants, work-study students and appointed volunteers are covered.

When do I become covered for Workers' Compensation benefits?

Coverage begins the first minute you are on the job and continues anytime you are working. You do not have to work a certain amount of time or earn a particular salary before you are covered. Coverage is automatic and immediate.

How much does Workers' Compensation cost?

There is no charge to you, the employee. If you qualify for Workers' Compensation, all approved medical bills will be paid plus any compensation you may be entitled to.

How does this affect my own health insurance?

Workers' Compensation is separate from your personal health care insurance. There are no deductibles or co-payments. Workers' Compensation covers work-related injuries and illnesses. It is important for you to let your treating doctor know if your injury is work-related.

Who administers the Workers' Compensation claim?

Sedgwick CMS is the Third Party Administrator (TPA); the claims management firm that administers San José State University's Workers' Compensation claims and determines Workers' Compensation benefits eligibility. Sedwick's phone number is 510-302-3041.

Can I lose my job because of a Workers' Compensation injury?

The law prohibits the University from discharging an employee or discriminating against an employee because of a Workers' Compensation injury.

What happens if I'm injured on the job?

All employees are covered under Workers’ Compensation insurance. For more information, contact Workers’ Compensation.

How do I report an accident that happens to an employee, student, or visitor?

Visit Report Injuries or Student and Visitor Accidents Reporting Guidelines [pdf]

How do I report an unsafe condition?

If the unsafe condition is an emergency situation, such as a fire, immediately call 911, the University Police Department at 924-2222 or use any blue light on campus.